Relationship Manager II
Company: Independent Financial
Location: Georgetown
Posted on: May 13, 2022
Job Description:
This role has the opportunity to work hybrid. During the
interview process, our Talent Acquisition Team will share
additional details with you. The Relationship Manager is
responsible for developing and managing commercial banking
relationships to maximize profitability to the bank with acceptable
risk; through relationship management, credit management, and
business development.Responsibilities:Relationship Management
- Manages moderately large relationships that require more
complex analysis
- Deliver meaningful, sustainable value to customers by
anticipating needs and expectations and providing appropriate
value-add solutions
- Ensures integrity and timeliness of customer information,
documentation, and data
- Ensures each relationship is profitable and represents
appropriate risk Credit Management
- For new loan requests, assess borrower credit-worthiness in
accordance with credit policy
- Present loan opportunities to the appropriate credit approvers
that include analysis and structure that are well articulated and
well-reasoned
- Ensure that loans are documented in accordance with credit
approvals
- Manage enterprise risk for products and services, including
depository services and treasury management products as well as
fraudulent activity Business Development
- Maintain high-level knowledge of commercial banking products &
services
- Demonstrate an active calling effort in order to maintain a
comprehensive pipeline of new business opportunities
- Actively work with Sr Relationship Managers to perfect business
development efforts
- Provide existing and prospective customers with appropriate
financial services and advice
- Assist less experienced Relationship Managers by providing
insight and recommendations regarding marketing and deal flow
management
- Initiate e community visibility and involvement through active
and strategic relationships with centers of influence and
organizations
- Maintain a pipeline of business leaders and prospects
Qualifications: Education Requirements
- Bachelor's degree - Minimum Experience
- Minimum 6 years of experience in commercial lending as a credit
analyst, underwriting specialist or portfolio manager
- Minimum 2 years of experience as a relationship manager
- Advanced familiarity with treasury management services and
other banking products Knowledge/ Skills/ Abilities
- Thorough accounting & finance knowledge
- Strong technical skills
- Thorough knowledge of laws and regulations, and compliance
related to commercial lending
- Demonstrated ability to negotiate on behalf of the bank and
borrower while appropriately balancing risk and shareholder
value
- Strong verbal, written, and interpersonal skills, as well as
analytic and problem solving skills
- Ability to work in a team environment and demonstrate
flexibility as business dictates
- Ability & willingness to investigate, resolve, and recommend
process improvement opportunities Job Details:Regular
Keywords: Independent Financial, Georgetown , Relationship Manager II, Executive , Georgetown, Texas
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